INFINITI Financing Tips: Using the 20/4/10 Rule

Displayed proudly at the front of every new INFINITI model, the INFINITI logo blends Japanese aesthetic philosophy with futuristic engineering concepts. In addition to showing off our large inventory of new and pre-owned INFINITI models, the team at Southwest INFINITI also loves sharing the history of the iconic luxury automaker. This is the story and design history behind the INFINITI logo. more The Endless Road and Vanishing Horizon The INFINITI logo debuted alongside the brand in 1989. The iconic metallic badge features an oval surrounding two dynamic lines that converge toward a central point. The two interior lines represent a highway extending toward the horizon, symbolizing endless possibilities and continuous automotive innovation. Where the lines meet is an apex, which represents the vanishing point over a distant horizon, reflecting a constant drive toward the future. In addition to the logo, you may have wondered about the unique spelling of INFINITI. This was chosen because the four I’s mirror highway lane markers and create visual balance. Evolution of the Logo Over the more than three decades of the INFINITI brand, the badge has evolved subtly while retaining its core identity and connection to Japanese aesthetics. Early flagship INFINITI models, such as the original 1989 INFINITI Q45, featured detailing that utilized traditional metal ribbon techniques. Recent versions have introduced a dynamic 3D emblem set within a double-arch grille inspired by origami and traditional Japanese bridges. Finally, modern illuminated badges use clean LED accent lighting to highlight the converging horizon lines during night driving. Browse Our New INFINITI Models in Houston, TX You’ll see the INFINITI logo on the new SUVs and crossovers here at Southwest INFINITI. Our team is ready to show off the latest technological innovations, powerful powertrains, and reassuring safety systems. Visit us today!

One of the most common financing questions that we receive here at Southwest INFINITI is regarding gap insurance in Texas. Gap insurance, shorthand for Guaranteed Asset Protection insurance, is a special type of insurance that helps protect you against total loss scenarios. The team of finance professionals at Southwest INFINITI explains how gap insurance works to keep your vehicle protected, as well as whether or not it is required. more Does Texas State Law Mandate Gap Coverage? State regulations in Texas do not legally require gap insurance for vehicle owners. Standard car insurance policies only require minimum liability coverage to cover damage to other vehicles in an accident. However, financial institutions, leasing companies, and lenders sometimes require gap insurance as a mandatory condition of your financing agreement. This requirement protects the lender’s financial interest if the vehicle is totaled or stolen before your loan balance is paid down. Why You Should Consider Gap Insurance Gap insurance covers the negative equity “gap” between your auto insurer’s actual cash value payout and your total remaining loan balance. Though it is not required in Texas, there are still good reasons to purchase it: Depreciation Protection: New INFINITI models lose their value the fastest during the first few years of ownership, creating financial issues if a total loss occurs. Longer Loan Terms: Spreading payments across 60 to 72 months slows down your principal reduction, which makes gap insurance more beneficial. Low Down Payment Buffer: Putting down less than 20 percent leaves you with a larger balance to pay off. Standard collision insurance may not cover this. Consult Our INFINITI Finance Experts in Houston, TX The finance team at Southwest INFINITI is happy to help you decide if gap insurance is right for you. Visit us today to determine if this optional coverage can help you.

One of the best aspects of purchasing an INFINITI model is the automaker’s reassuring warranty. And if you decide to purchase a pre-owned INFINITI model, you’ll be happy to hear that the comprehensive INFINITI warranty program is fully transferable, providing extra peace of mind. Here at Southwest INFINITI, our finance experts are happy to provide additional clarity on both types of INFINITI warranty. more Transferring the New Vehicle Limited Warranty When you purchase a newer pre-owned INFINITI model from Southwest INFINITI, any remaining factory coverage automatically stays with the vehicle and transfers to you for free. The initial warranty package runs for 48 months or 60,000 miles, protecting your vehicle’s electrical systems, climate control, and suspension. On top of that, the standard powertrain coverage follows the vehicle for 72 months or 70,000 miles to protect major internal engine and transmission parts. New owners do not need to fill out complex paperwork or pay processing fees to keep the warranty active. How to Transfer Certified Pre-Owned Coverage If you are selling an INFINITI vehicle that you purchased as Certified Pre-Owned, your warranty protection can also help the next buyer. The factory-backed CPO warranty easily transfers to one subsequent private owner for the remaining warranty duration. To complete the CPO warranty transfer, the transaction must occur directly between two private parties. You can find the exact step-by-step ownership transfer forms, documentation requests, and maintenance proof requirements directly on the INFINITI owner portal. Learn More About Your INFINITI Warranty in Houston, TX Whether you want to learn more about your INFINITI warranty options or explore our luxury inventory, Southwest INFINITI is here to help. Our finance specialists are happy to go into more detail about what is involved with the warranty transfer. Visit our Houston, TX, INFINITI dealership today.